| 1.0_quiz_1 |
501 |
MLO Ethics |
Refusing Applications |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
502 |
SAFE Act & Licensing |
Working Before License |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
503 |
Credit & Documentation |
Credit Authorization |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
504 |
Telemarketing Rules |
DNC Registry |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
505 |
Federal Rules |
MARS Rule |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
506 |
Fraud & Scams |
Buy and Bail |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
507 |
Discrimination |
Overt Discrimination |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
508 |
Discrimination |
Disparate Impact |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
509 |
Ethics |
Appraisal Fee Ethics |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
510 |
SAFE Act |
Family Loan Origination |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
511 |
RESPA |
Post-Closing Meal |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
512 |
Privacy |
GLBA/FCRA |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
513 |
Privacy & Security |
FACTA/GLBA |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
514 |
Fraud Schemes |
Chunking |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
515 |
Ethics |
DTI Misrepresentation |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
516 |
Fraud |
Servicer Actions |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
517 |
Underwriting |
Title History |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
518 |
Occupancy Fraud |
Second Home vs Investment |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
519 |
Rate Locks |
Rate Lock Ethics |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
520 |
Ethics & ECOA |
Removing a Borrower |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
521 |
Fraud |
Property Flipping |
0 |
0 |
0.0 |
| 1.0_quiz_1 |
522 |
Assets & Documentation |
Joint Accounts |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
423 |
Fraud & Scams |
Affinity Fraud |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
411 |
RESPA |
Post-Closing Gifts |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
416 |
Fraud |
Servicer Discovery |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
405 |
Federal Rules |
MARS Rule |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
408 |
Discrimination |
Disparate Impact |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
420 |
Ethics & ECOA |
Removing a Borrower |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
425 |
Consumer Rights |
Borrower Choice |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
422 |
Assets & Documentation |
Joint Accounts |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
427 |
Privacy |
Pretexting |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
404 |
Telemarketing Rules |
DNC Registry |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
412 |
Privacy |
GLBA/FCRA |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
407 |
Discrimination |
Overt Discrimination |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
401 |
MLO Ethics |
Refusing Applications |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
403 |
Credit & Documentation |
Credit Authorization |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
419 |
Rate Locks |
Rate Lock Ethics |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
430 |
HMDA |
Collection of Demographic Data |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
406 |
Fraud & Scams |
Buy and Bail |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
428 |
Data Security |
Disposal Rule |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
415 |
Ethics |
DTI Misrepresentation |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
429 |
Advertising |
TILA & Advertising |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
424 |
MLO Ethics |
Misrepresentation of Turn Times |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
418 |
Occupancy Fraud |
Second Home vs Investment |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
413 |
Privacy & Security |
FACTA & GLBA |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
421 |
Fraud & Scams |
Illegal Property Flipping |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
410 |
SAFE Act & Licensing |
Family Loans |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
426 |
RESPA |
Kickbacks |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
402 |
SAFE Act & Licensing |
Working Before License |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
417 |
Underwriting |
Title History |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
409 |
Ethics |
Appraisal Fee Ethics |
0 |
0 |
0.0 |
| 1.1_quiz_1 |
414 |
Fraud & Scams |
Chunking |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
601 |
Fraud |
Fraud for Profit |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
602 |
Ethics |
Application Acceptance |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
603 |
Ethics |
Prohibited Acts |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
604 |
Ethics |
Income Verification |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
605 |
RESPA |
Kickbacks |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
606 |
Fraud |
Chunking |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
607 |
Ethics |
Unethical Behavior |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
608 |
Fraud |
Buy and Bail |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
609 |
Consumer Rights |
FACTA |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
610 |
Mortgage Concepts |
Negative Amortization |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
611 |
Fraud |
Chunking |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
612 |
Fraud |
Property Flipping |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
613 |
Ethics |
Steering |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
614 |
Fraud |
Documentation Fraud |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
615 |
ECOA |
Discrimination |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
616 |
Fraud |
Predatory Lending |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
617 |
Fraud |
Churning |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
618 |
Underwriting |
Required Considerations |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
619 |
Appraisal |
Valuation |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
620 |
RESPA |
Permitted Fees |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
621 |
RESPA |
Penalties |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
622 |
Fraud |
Builder Bailout |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
623 |
Ethics |
Unethical Behavior |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
624 |
Processing |
Processor Duties |
0 |
0 |
0.0 |
| 2.0_quiz_2 |
625 |
Telemarketing |
DNC Penalties |
0 |
0 |
0.0 |
| e_flashcard |
201 |
CA Licensing |
License expiration |
0 |
0 |
0.0 |
| e_flashcard |
202 |
Advertising |
Required disclosures |
0 |
0 |
0.0 |
| e_flashcard |
203 |
Financial Responsibility |
Credit review |
0 |
0 |
0.0 |
| e_flashcard |
204 |
Recordkeeping |
Document retention |
0 |
0 |
0.0 |
| e_flashcard |
205 |
Compliance Examination |
Audit cycle |
0 |
0 |
0.0 |
| d_FedCAlawsandREGnames |
301 |
Federal Law |
TILA / TRID Disclosures |
0 |
0 |
0.0 |
| d_FedCAlawsandREGnames |
302 |
Federal Law |
RESPA Anti-Kickback Rules |
0 |
0 |
0.0 |
| d_FedCAlawsandREGnames |
303 |
Federal Law |
ECOA Fair Lending |
0 |
0 |
0.0 |
| d_FedCAlawsandREGnames |
304 |
Federal Law |
GLBA Privacy / NPI |
0 |
0 |
0.0 |
| d_FedCAlawsandREGnames |
305 |
California Law |
CRMLA Oversight |
0 |
0 |
0.0 |
| d_FedCAlawsandREGnames |
306 |
California Law |
Foreclosure / Dual Tracking |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9001 |
Federal Law |
TILA basics |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9002 |
Federal Law |
RESPA basics |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9003 |
Federal Law |
ECOA basics |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9004 |
Federal Law |
FCRA / FACTA |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9005 |
Federal Law |
Red Flags |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9006 |
Federal Law |
GLBA privacy |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9007 |
Federal Law |
SAFE Act |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9008 |
Federal Law |
HOEPA |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9009 |
Federal Law |
HPML |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9010 |
Federal Law |
HMDA |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9011 |
Federal Law |
MAP Rule |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9012 |
Federal Law |
Do Not Call / TSR |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9013 |
Federal Law |
E-SIGN |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9014 |
California Law |
CRMLA |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9015 |
California Law |
CFLL |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9016 |
California Law |
CCPA/CPRA |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9017 |
California Law |
HBOR |
0 |
0 |
0.0 |
| dd_FedCAlawsandREGnames |
9018 |
California Law |
DFPI licensing credit rules |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9601 |
Federal Law |
TILA |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9602 |
Federal Law |
RESPA |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9603 |
Federal Law |
TRID |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9604 |
Federal Law |
RESPA Escrow |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9605 |
Federal Law |
ECOA |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9606 |
Federal Law |
ECOA |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9607 |
Federal Law |
FCRA |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9608 |
Federal Law |
FACTA |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9609 |
Federal Law |
GLBA |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9610 |
Federal Law |
SAFE Act |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9611 |
Federal Law |
HOEPA |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9612 |
Federal Law |
HPML |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9613 |
Federal Law |
HMDA |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9614 |
Federal Law |
MAP Rule |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9615 |
Federal Law |
TSR / DNC |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9616 |
Federal Law |
E-SIGN |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9617 |
State Law |
CRMLA |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9618 |
State Law |
CFLL |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9619 |
State Law |
Licensing |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9620 |
State Law |
Licensing |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9621 |
State Law |
DFPI Credit |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9622 |
State Law |
CCPA |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9623 |
State Law |
HBOR |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9624 |
State Law |
HBOR |
0 |
0 |
0.0 |
| ddd_FedCAlawsandREGnames |
9625 |
State Law |
Fair Lending |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1001 |
Federal Law |
TILA Basics |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1002 |
Federal Law |
TILA Scope |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1003 |
Federal Law |
RESPA Basics |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1004 |
Federal Law |
RESPA Escrow |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1005 |
Federal Law |
ECOA Basics |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1006 |
Federal Law |
ECOA Adverse Action |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1007 |
Federal Law |
FCRA |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1008 |
Federal Law |
FACTA |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1009 |
Federal Law |
GLBA |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1010 |
Federal Law |
SAFE Act |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1011 |
Federal Law |
HOEPA |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1012 |
Federal Law |
HPML |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1013 |
Federal Law |
HMDA |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1014 |
Federal Law |
MAP Rule |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1015 |
Federal Law |
Do Not Call / TSR |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1016 |
Federal Law |
E-SIGN |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1017 |
California Law |
CRMLA |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1018 |
California Law |
CFLL |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1019 |
California Law |
Privacy |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1020 |
California Law |
HBOR |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1021 |
California Law |
Fair Lending |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1022 |
California Licensing |
License Expiration |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1023 |
California Licensing |
Reinstatement Deadline |
0 |
0 |
0.0 |
| dddd_FedCAlawsandREGnames |
1024 |
California Licensing |
Credit Review |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
401 |
Licensing Basics |
Who Needs an MLO License |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
402 |
Regulation & Oversight |
Commissioner Authority |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
403 |
Continuing Education |
Annual CE Hours |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
404 |
Education Requirements |
SAFE PE Hours |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
405 |
Ethics & Prohibited Conduct |
Prohibited Actions |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
406 |
Calculations |
Discount Points |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
407 |
Underwriting Basics |
LTV Calculation |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
408 |
Conventional Loans |
PMI Requirement |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
409 |
ARMs |
ARM Attributes |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
410 |
Conventional / Conforming |
Conforming Loan Example |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
411 |
RESPA & Disclosures |
Six Pieces of an Application |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
412 |
Servicing & Transfers |
Goodbye Letter Timing |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
413 |
Credit Reporting / FACTA |
Free Credit Report Frequency |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
414 |
Advertising & MAP Rule |
MAP Rule Prohibitions |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
415 |
Identity Theft / Red Flags |
Red Flags Policy Elements |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
416 |
Assets & Reserves |
Acceptable Reserves |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
417 |
TRID & Timing |
Loan Estimate Timing |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
418 |
URLA / 1003 |
Alternative Names Section |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
419 |
BSA / AML & SAR |
When SAR is Required |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
420 |
URLA / 1003 |
Additional Borrower Pages |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
421 |
Title & Ownership |
Required Policy Amount |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
422 |
Fair Lending |
ECOA Appraisal Copy Timing |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
423 |
Fair Lending |
Disparate Impact |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
424 |
Ethics & Professionalism |
Definition of Ethics |
0 |
0 |
0.0 |
| c_EndofCourseAssessment |
425 |
Fraud & Scams |
Affinity Fraud |
0 |
0 |
0.0 |
| b_lectures |
301 |
Licensing Basics |
State vs National License |
0 |
0 |
0.0 |
| b_lectures |
302 |
Education Requirements |
SAFE PE Breakdown |
0 |
0 |
0.0 |
| b_lectures |
303 |
Testing |
National Test Topics |
0 |
0 |
0.0 |
| b_lectures |
304 |
Testing |
Three Attempt Rule |
0 |
0 |
0.0 |
| b_lectures |
305 |
Licensing Basics |
Multi-State Licensing Research |
0 |
0 |
0.0 |
| b_lectures |
306 |
Ethics |
Best Efforts Fee |
0 |
0 |
0.0 |
| b_lectures |
307 |
State Regulation |
Disciplinary Requirements |
0 |
0 |
0.0 |
| b_lectures |
308 |
State Regulation |
Cease and Desist Penalty |
0 |
0 |
0.0 |
| b_lectures |
309 |
Continuing Education |
Annual CE Hours |
0 |
0 |
0.0 |
| b_lectures |
310 |
Licensing Basics |
Who Needs an MLO License |
0 |
0 |
0.0 |
| b_lectures |
311 |
Licensing Basics |
Renewal Window |
0 |
0 |
0.0 |
| b_lectures |
312 |
SAFE Act |
Creation of NMLS |
0 |
0 |
0.0 |
| b_lectures |
313 |
Education Requirements |
SAFE PE Hours |
0 |
0 |
0.0 |
| b_lectures |
314 |
Mortgage Basics |
Common Mortgage Types |
0 |
0 |
0.0 |
| b_lectures |
315 |
ARMs |
Definition of ARM |
0 |
0 |
0.0 |
| b_lectures |
316 |
ARMs |
Interest Rate Caps |
0 |
0 |
0.0 |
| b_lectures |
317 |
ARMs |
ARM Notation |
0 |
0 |
0.0 |
| b_lectures |
318 |
ARMs |
Hybrid ARM Concept |
0 |
0 |
0.0 |
| b_lectures |
319 |
Interest Calculations |
Periodic Interest Rate |
0 |
0 |
0.0 |
| b_lectures |
320 |
Loan Products |
Construction Loan LTV |
0 |
0 |
0.0 |
| b_lectures |
321 |
Loan Products |
Bridge Loan Name |
0 |
0 |
0.0 |
| b_lectures |
322 |
Loan Products |
Graduated Payment Mortgage |
0 |
0 |
0.0 |
| b_lectures |
323 |
Loan Types |
Conventional vs Conforming |
0 |
0 |
0.0 |
| b_lectures |
324 |
Underwriting Basics |
DTI Purpose |
0 |
0 |
0.0 |
| b_lectures |
325 |
Underwriting Basics |
LTV Formula |
0 |
0 |
0.0 |
| b_lectures |
326 |
Underwriting Basics |
Minimum Down Payment |
0 |
0 |
0.0 |
| b_lectures |
327 |
Conventional Loans |
Purpose of PMI |
0 |
0 |
0.0 |
| b_lectures |
328 |
FHA / HUD |
HUD and FHA |
0 |
0 |
0.0 |
| b_lectures |
329 |
FHA |
Defaulted Student Loans |
0 |
0 |
0.0 |
| b_lectures |
330 |
FHA |
FHA Insurance Types |
0 |
0 |
0.0 |
| b_lectures |
331 |
Reverse Mortgages |
Negative Amortization |
0 |
0 |
0.0 |
| b_lectures |
332 |
Reverse Mortgages |
HECM Age Requirement |
0 |
0 |
0.0 |
| b_lectures |
333 |
Reverse Mortgages |
HECM for Purchase |
0 |
0 |
0.0 |
| b_lectures |
334 |
VA Loans |
Surviving Spouse |
0 |
0 |
0.0 |
| b_lectures |
335 |
VA Loans |
VA Assumability |
0 |
0 |
0.0 |
| b_lectures |
336 |
VA Loans |
Funding Fee First vs Subsequent Use |
0 |
0 |
0.0 |
| b_lectures |
337 |
VA Loans |
IRRRL Funding Fee |
0 |
0 |
0.0 |
| b_lectures |
338 |
USDA Loans |
Rural Population Limit |
0 |
0 |
0.0 |
| b_lectures |
339 |
Jumbo Loans |
Definition of Jumbo |
0 |
0 |
0.0 |
| b_lectures |
340 |
Product Suitability |
VA vs Other Products |
0 |
0 |
0.0 |
| b_lectures |
341 |
Product Suitability |
ARM for Veteran |
0 |
0 |
0.0 |
| b_lectures |
342 |
Product Suitability |
Reverse vs Heirs |
0 |
0 |
0.0 |
| b_lectures |
343 |
Product Suitability |
30-Year Mortgage Benefit |
0 |
0 |
0.0 |
| b_lectures |
344 |
HELOCs |
HELOC Features |
0 |
0 |
0.0 |
| b_lectures |
345 |
Loan Products |
Bridge Loan Purpose |
0 |
0 |
0.0 |
| b_lectures |
346 |
Conventional Loans |
PMI Requirement |
0 |
0 |
0.0 |
| b_lectures |
347 |
ARMs |
ARM Attributes |
0 |
0 |
0.0 |
| b_lectures |
348 |
ARMs |
ARM Index Types |
0 |
0 |
0.0 |
| b_lectures |
349 |
Product Matching |
Loan Attributes 1 |
0 |
0 |
0.0 |
| b_lectures |
350 |
Product Matching |
Loan Attributes 1 |
0 |
0 |
0.0 |
| b_lectures |
351 |
Product Matching |
Loan Attributes 1 |
0 |
0 |
0.0 |
| b_lectures |
352 |
Product Matching |
Loan Attributes 1 |
0 |
0 |
0.0 |
| b_lectures |
353 |
Product Matching |
Loan Attributes 1 |
0 |
0 |
0.0 |
| b_lectures |
354 |
Product Matching |
Loan Attributes 2 |
0 |
0 |
0.0 |
| b_lectures |
355 |
Product Matching |
Loan Attributes 2 |
0 |
0 |
0.0 |
| b_lectures |
356 |
Product Matching |
Loan Attributes 2 |
0 |
0 |
0.0 |
| b_lectures |
357 |
Product Matching |
Loan Attributes 2 |
0 |
0 |
0.0 |
| b_lectures |
358 |
Product Matching |
Loan Attributes 2 |
0 |
0 |
0.0 |
| b_lectures |
359 |
Product Matching |
Loan Attributes 3 |
0 |
0 |
0.0 |
| b_lectures |
360 |
Product Matching |
Loan Attributes 3 |
0 |
0 |
0.0 |
| b_lectures |
361 |
Product Matching |
Loan Attributes 3 |
0 |
0 |
0.0 |
| b_lectures |
362 |
Product Matching |
Loan Attributes 3 |
0 |
0 |
0.0 |
| b_lectures |
363 |
Product Matching |
Loan Attributes 3 |
0 |
0 |
0.0 |
| a_ethics_quiz |
101 |
Ethics |
Borrower privacy with realtor |
0 |
0 |
0.0 |
| a_ethics_quiz |
102 |
Ethics |
Misrepresenting closing time |
0 |
0 |
0.0 |
| a_ethics_quiz |
103 |
Ethics |
Occupancy classification |
0 |
0 |
0.0 |
| a_ethics_quiz |
104 |
Ethics / Telemarketing |
Do Not Call inquiry window |
0 |
0 |
0.0 |
| a_ethics_quiz |
105 |
Ethics / Fair Lending |
Age-based policy |
0 |
0 |
0.0 |
| a_ethics_quiz |
106 |
Ethics / Documentation |
Joint account documentation |
0 |
0 |
0.0 |
| a_ethics_quiz |
107 |
Ethics / SAFE Act |
Originating loans for family |
0 |
0 |
0.0 |
| a_ethics_quiz |
108 |
Ethics / MARS |
Mortgage Assistance Relief Services Rule |
0 |
0 |
0.0 |
| a_ethics_quiz |
109 |
Ethics / Fraud Schemes |
Affinity fraud |
0 |
0 |
0.0 |
| a_ethics_quiz |
110 |
Ethics |
Borrower backs out before closing |
0 |
0 |
0.0 |
| a_ethics_quiz |
111 |
Ethics / Privacy |
FACTA and GLBA |
0 |
0 |
0.0 |
| a_ethics_quiz |
112 |
Ethics / Fraud Consequences |
Servicer discovers fraud |
0 |
0 |
0.0 |
| a_ethics_quiz |
113 |
Ethics / Credit Reports |
Borrower authorization |
0 |
0 |
0.0 |
| a_ethics_quiz |
114 |
Ethics / Compensation |
Locking at a lower rate |
0 |
0 |
0.0 |
| a_ethics_quiz |
115 |
Ethics / Property Flipping |
Illegal property flipping |
0 |
0 |
0.0 |
| a_ethics_quiz |
116 |
Ethics / Title |
History of title changes |
0 |
0 |
0.0 |
| a_ethics_quiz |
117 |
Ethics / Rate Lock |
Lock error cost |
0 |
0 |
0.0 |
| a_ethics_quiz |
118 |
Ethics / Fair Lending |
Disparate impact |
0 |
0 |
0.0 |
| a_ethics_quiz |
119 |
Ethics / Licensing |
Using another MLO’s name |
0 |
0 |
0.0 |
| a_ethics_quiz |
120 |
Ethics / Applications |
Refusing an application |
0 |
0 |
0.0 |
| a_ethics_quiz |
121 |
Ethics / Fees |
Recovering appraisal cost |
0 |
0 |
0.0 |
| a_ethics_quiz |
122 |
Ethics / Structuring |
Removing a co-borrower |
0 |
0 |
0.0 |
| a_ethics_quiz |
123 |
Ethics / Fraud Schemes |
Buy and bail |
0 |
0 |
0.0 |
| a_ethics_quiz |
124 |
Ethics / RESPA |
Post-closing dinner |
0 |
0 |
0.0 |
| a_ethics_quiz |
125 |
Ethics / Ability to Repay |
Omitting known debts |
0 |
0 |
0.0 |
| 01_CA_Licensing |
101 |
CA Licensing Requirements |
License expiration |
0 |
0 |
0.0 |
| 01_CA_Licensing |
102 |
CA Licensing Requirements |
Reinstatement deadline |
0 |
0 |
0.0 |
| 01_CA_Licensing |
103 |
CA Licensing Requirements |
CE deadline |
0 |
0 |
0.0 |
| 01_CA_Licensing |
104 |
CA Licensing Requirements |
Continuing education hours |
0 |
0 |
0.0 |
| 01_CA_Licensing |
105 |
CA Licensing Requirements |
Pre-licensing education |
0 |
0 |
0.0 |
| 01_CA_Licensing |
106 |
CA Licensing Requirements |
Temporary authority |
0 |
0 |
0.0 |
| 01_CA_Licensing |
107 |
CA Licensing Requirements |
Credit score |
0 |
0 |
0.0 |
| 01_CA_Licensing |
108 |
CA Licensing Requirements |
Financial responsibility factors |
0 |
0 |
0.0 |
| 01_CA_Licensing |
109 |
CA Licensing Requirements |
Best practice for CE timing |
0 |
0 |
0.0 |
| 01_CA_Licensing |
110 |
CA Licensing Requirements |
Fee processing |
0 |
0 |
0.0 |
| 01_CA_Licensing |
111 |
CA Licensing Requirements |
Licensing level |
0 |
0 |
0.0 |
| 01_CA_Licensing |
112 |
CA Licensing Requirements |
Background checks |
0 |
0 |
0.0 |
| 02_CA_Law |
201 |
CA Law |
Record retention |
0 |
0 |
0.0 |
| 02_CA_Law |
202 |
CA Law |
Examination frequency |
0 |
0 |
0.0 |
| 02_CA_Law |
203 |
CA Law |
CRMLA scope |
0 |
0 |
0.0 |
| 02_CA_Law |
204 |
CA Law |
CFLL scope |
0 |
0 |
0.0 |
| 02_CA_Law |
205 |
CA Law |
FIPA vs GLBA |
0 |
0 |
0.0 |
| 02_CA_Law |
206 |
CA Law |
CCPA/CPRA rights |
0 |
0 |
0.0 |
| 02_CA_Law |
207 |
CA Law |
Dual tracking |
0 |
0 |
0.0 |
| 02_CA_Law |
208 |
CA Law |
SPOC requirement |
0 |
0 |
0.0 |
| 02_CA_Law |
209 |
CA Law |
Reverse mortgage minimum age |
0 |
0 |
0.0 |
| 02_CA_Law |
210 |
CA Law |
Reverse mortgage obligations |
0 |
0 |
0.0 |
| 02_CA_Law |
211 |
CA Law |
HBOR protections |
0 |
0 |
0.0 |
| 02_CA_Law |
212 |
CA Law |
DRE vs DFPI |
0 |
0 |
0.0 |
| 03_Advertising |
301 |
Advertising & MAP Rule |
Blind advertising |
0 |
0 |
0.0 |
| 03_Advertising |
302 |
Advertising & MAP Rule |
Required identifiers |
0 |
0 |
0.0 |
| 03_Advertising |
303 |
Advertising & MAP Rule |
Interest rate ads |
0 |
0 |
0.0 |
| 03_Advertising |
304 |
Advertising & MAP Rule |
Tiny disclaimers |
0 |
0 |
0.0 |
| 03_Advertising |
305 |
Advertising & MAP Rule |
Misleading statements |
0 |
0 |
0.0 |
| 03_Advertising |
306 |
Advertising & MAP Rule |
Government-lookalike mailers |
0 |
0 |
0.0 |
| 03_Advertising |
307 |
Advertising & MAP Rule |
Trigger terms |
0 |
0 |
0.0 |
| 03_Advertising |
308 |
Advertising & MAP Rule |
Sample scenario |
0 |
0 |
0.0 |
| 03_Advertising |
309 |
Advertising & MAP Rule |
Social media ads |
0 |
0 |
0.0 |
| 03_Advertising |
310 |
Advertising & MAP Rule |
State law requirements |
0 |
0 |
0.0 |
| 03_Advertising |
311 |
Advertising & MAP Rule |
Rate comparison ads |
0 |
0 |
0.0 |
| 03_Advertising |
312 |
Advertising & MAP Rule |
Use of 'expert' titles |
0 |
0 |
0.0 |
| 04_Federal_Law |
401 |
Federal Law |
TILA / TRID |
0 |
0 |
0.0 |
| 04_Federal_Law |
402 |
Federal Law |
RESPA Section 8 |
0 |
0 |
0.0 |
| 04_Federal_Law |
403 |
Federal Law |
ECOA |
0 |
0 |
0.0 |
| 04_Federal_Law |
404 |
Federal Law |
GLBA / Privacy |
0 |
0 |
0.0 |
| 04_Federal_Law |
405 |
Federal Law |
FCRA |
0 |
0 |
0.0 |
| 04_Federal_Law |
406 |
Federal Law |
FACTA / Red Flags |
0 |
0 |
0.0 |
| 04_Federal_Law |
407 |
Federal Law |
SAFE Act |
0 |
0 |
0.0 |
| 04_Federal_Law |
408 |
Federal Law |
HOEPA |
0 |
0 |
0.0 |
| 04_Federal_Law |
409 |
Federal Law |
HPML |
0 |
0 |
0.0 |
| 04_Federal_Law |
410 |
Federal Law |
HMDA |
0 |
0 |
0.0 |
| 04_Federal_Law |
411 |
Federal Law |
CFPB |
0 |
0 |
0.0 |
| 04_Federal_Law |
412 |
Federal Law |
UDAAP |
0 |
0 |
0.0 |
| 05_TRID_TILA_RESPA |
501 |
TRID / TILA / RESPA |
LE timing |
0 |
0 |
0.0 |
| 05_TRID_TILA_RESPA |
502 |
TRID / TILA / RESPA |
CD timing |
0 |
0 |
0.0 |
| 05_TRID_TILA_RESPA |
503 |
TRID / TILA / RESPA |
7-day rule |
0 |
0 |
0.0 |
| 05_TRID_TILA_RESPA |
504 |
TRID / TILA / RESPA |
Changed circumstances |
0 |
0 |
0.0 |
| 05_TRID_TILA_RESPA |
505 |
TRID / TILA / RESPA |
Zero tolerance fees |
0 |
0 |
0.0 |
| 05_TRID_TILA_RESPA |
506 |
TRID / TILA / RESPA |
10% cumulative tolerance |
0 |
0 |
0.0 |
| 05_TRID_TILA_RESPA |
507 |
TRID / TILA / RESPA |
No tolerance fees |
0 |
0 |
0.0 |
| 05_TRID_TILA_RESPA |
508 |
TRID / TILA / RESPA |
Re-disclosure triggers |
0 |
0 |
0.0 |
| 05_TRID_TILA_RESPA |
509 |
TRID / TILA / RESPA |
Right of rescission |
0 |
0 |
0.0 |
| 05_TRID_TILA_RESPA |
510 |
TRID / TILA / RESPA |
Business day definition |
0 |
0 |
0.0 |
| 05_TRID_TILA_RESPA |
511 |
TRID / TILA / RESPA |
Escrows under RESPA |
0 |
0 |
0.0 |
| 05_TRID_TILA_RESPA |
512 |
TRID / TILA / RESPA |
Affiliated Business Arrangement |
0 |
0 |
0.0 |
| 06_Ethics_Fraud |
601 |
Ethics & Fraud |
Loan flipping |
0 |
0 |
0.0 |
| 06_Ethics_Fraud |
602 |
Ethics & Fraud |
Altered documents |
0 |
0 |
0.0 |
| 06_Ethics_Fraud |
603 |
Ethics & Fraud |
UDAAP violation |
0 |
0 |
0.0 |
| 06_Ethics_Fraud |
604 |
Ethics & Fraud |
Forgery consequences |
0 |
0 |
0.0 |
| 06_Ethics_Fraud |
605 |
Ethics & Fraud |
Fraud detection |
0 |
0 |
0.0 |
| 06_Ethics_Fraud |
606 |
Ethics & Fraud |
Elder abuse |
0 |
0 |
0.0 |
| 06_Ethics_Fraud |
607 |
Ethics & Fraud |
DFPI fine |
0 |
0 |
0.0 |
| 06_Ethics_Fraud |
608 |
Ethics & Fraud |
Omitting known debts |
0 |
0 |
0.0 |
| 06_Ethics_Fraud |
609 |
Ethics & Fraud |
Borrower privacy |
0 |
0 |
0.0 |
| 06_Ethics_Fraud |
610 |
Ethics & Fraud |
Closing time misrepresentation |
0 |
0 |
0.0 |
| 06_Ethics_Fraud |
611 |
Ethics & Fraud |
Post-closing dinner |
0 |
0 |
0.0 |
| 06_Ethics_Fraud |
612 |
Ethics & Fraud |
UDAAP scope |
0 |
0 |
0.0 |
| 07_Math_and_Fees |
701 |
Math / Fees |
Origination fee |
0 |
0 |
0.0 |
| 07_Math_and_Fees |
702 |
Math / Fees |
Discount points |
0 |
0 |
0.0 |
| 07_Math_and_Fees |
703 |
Math / Fees |
LTV calculation |
0 |
0 |
0.0 |
| 07_Math_and_Fees |
704 |
Math / Fees |
CLTV concept |
0 |
0 |
0.0 |
| 07_Math_and_Fees |
705 |
Math / Fees |
Front-end ratio concept |
0 |
0 |
0.0 |
| 07_Math_and_Fees |
706 |
Math / Fees |
Back-end ratio concept |
0 |
0 |
0.0 |
| 07_Math_and_Fees |
707 |
Math / Fees |
Monthly interest-only payment |
0 |
0 |
0.0 |
| 07_Math_and_Fees |
708 |
Math / Fees |
Per diem interest concept |
0 |
0 |
0.0 |
| 07_Math_and_Fees |
709 |
Math / Fees |
APR concept |
0 |
0 |
0.0 |
| 07_Math_and_Fees |
710 |
Math / Fees |
Finance charge concept |
0 |
0 |
0.0 |
| 07_Math_and_Fees |
711 |
Math / Fees |
Down payment calculation |
0 |
0 |
0.0 |
| 07_Math_and_Fees |
712 |
Math / Fees |
Principal reduction concept |
0 |
0 |
0.0 |
| 08_Reverse_and_NonTraditional |
801 |
Reverse & Non-Traditional |
Reverse mortgage basics |
0 |
0 |
0.0 |
| 08_Reverse_and_NonTraditional |
802 |
Reverse & Non-Traditional |
Reverse mortgage obligations |
0 |
0 |
0.0 |
| 08_Reverse_and_NonTraditional |
803 |
Reverse & Non-Traditional |
Non-traditional loan definition |
0 |
0 |
0.0 |
| 08_Reverse_and_NonTraditional |
804 |
Reverse & Non-Traditional |
Payment shock risk |
0 |
0 |
0.0 |
| 08_Reverse_and_NonTraditional |
805 |
Reverse & Non-Traditional |
Teaser rates |
0 |
0 |
0.0 |
| 08_Reverse_and_NonTraditional |
806 |
Reverse & Non-Traditional |
ATR on non-traditional |
0 |
0 |
0.0 |
| 08_Reverse_and_NonTraditional |
807 |
Reverse & Non-Traditional |
Negative amortization |
0 |
0 |
0.0 |
| 08_Reverse_and_NonTraditional |
808 |
Reverse & Non-Traditional |
Counseling requirement |
0 |
0 |
0.0 |
| 08_Reverse_and_NonTraditional |
809 |
Reverse & Non-Traditional |
Balloon payment loans |
0 |
0 |
0.0 |
| 08_Reverse_and_NonTraditional |
810 |
Reverse & Non-Traditional |
Nontraditional guidance |
0 |
0 |
0.0 |
| 08_Reverse_and_NonTraditional |
811 |
Reverse & Non-Traditional |
ARM components |
0 |
0 |
0.0 |
| 08_Reverse_and_NonTraditional |
812 |
Reverse & Non-Traditional |
Who benefits from reverse |
0 |
0 |
0.0 |